Mortgage interest rates are currently at an all time low, surpassing the lowest rates in history 6 times this year. Right now the Fed is doing their part to prevent a housing crisis by stabilizing the market and making borrowing money more than affordable. Mortgage companies are showing up big with flexible paperwork turn times and supplying commitments 10 to 15 days from receiving an accepted offer. Even jumbo loans are producing low rates with mortgage back securities not being bought back by the Fed. These low rates combined with the home appreciation we have seen over the last few years could present incredible savings opportunities. 

It’s time to refinance! Right now there are no points and no closing costs associated with refinancing so the cost could be much lower than you think saving money on your monthly payment, shortening your loan term or eliminating PMI. You can now get a 60 day turn time, compared to 120 days at other times, and only need to deal with submitting paperwork to your mortgage professional. It’s the perfect option for home renovation projects or a second home purchase.

 

It’s time to get a new pre-approval! The lending market has changed and you may be able to get an even lower rate. Having an updated pre-approval letter in hand is essential to starting the process of looking for your next home.

 

Find a trusted advisor! We work with the best in the business and would be happy to give you a referral for a mortgage broker that works with your interests in mind and with the sole purpose of saving you money!

 

The unsure future of stay-at-home and work-from-home policies as well as the unpredictable opening of schools are keeping the rates love moving in to the fall. If COVID 19 cases begin to trend upward again and there is another change in how homes and businesses operate, the rates will be able to support the market, staving off any potential housing crisis. Right now we are predicting that home demands along with low rates will go well into 2021.

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How does it work? Make the commitment to join our team, set a goal to walk or run as many miles as you can, then log them in to the app where the miles will be counted towards our team total.

 

 

Whether you decide to walk one mile a day, run a 5k each weekend, share your journey on social, or quietly hitting the pavement on our own, REMEMBER every step is one step closer to finding a cure for pediatric cancer.

 

Okay, you’ve convinced me, I’m in so HOW do I join? Everything you need to sign up and log your miles is in this link: https://linktr.ee/StJudeWalkRun

 

When you sign up, choose to join The McLaren-D’Agostino Team – if you have junior walkers we have created a team just for them call “Little Heroes with Big Hearts”

 (more on this amazing group later!)

 

Now go ahead and get started! We can’t wait to see your posts and watch you do so many awesome things along the way.